澳洲悉尼房地產概要 Sydney Australia Market Overview
市场概况
悉尼房地产市场继续表现强劲，过去五年价格上涨75％，全球仅次于香港的价格增长。仅去年一年，价格就上涨了13.1％，达到中位数房价1,151,565澳元。
澳大利亚的发达经济体人口增长相对较强。与可比国家相比，其中很大一部分反映了相对较高的移民率。较高的移民率增加了对住房的需求，特别是因为移民往往是年轻人。
房地产市场目前被定义为“卖家市场”，买家多于可供出售的房屋。这种高需求正在推动大量新发展;然而，潜在的需求如此强烈，“悉尼先驱晨报”最近的一篇文章表明，即使人口增长停止，在悉尼建造足够的房屋也需要三年时间。
毫无疑问，悉尼房地产市场提供了坚实的中长期投资机会。
几乎每天。我们的全球网络，WorldTM的领先房地产公司将我们与超过64个国家的550多家领先代理商建立了联系 - 这是一个真正的全球团队。
我们无与伦比的网络为我们提供了一个独特的视角来了解外籍人士和全球买家，以及将购买流程从您的家庭“翻译”到我们的能力，并帮助您了解外国投资住宅房地产的过程。
有关使用外国收入购买澳大利亚房产的法律最近有所改变，因此非居民需要做的就是投资澳大利亚房产。
近年来，澳大利亚住宅房地产市场一直是外国投资者，特别是中国买家的热门目的地。澳大利亚的经济稳定性以及相对不受投机波动影响的房地产市场，使澳大利亚成为这些海外投资者的安全选择。
2015年生效的立法变革收紧了澳大利亚外国投资的规则，现在利用外国收入购买澳大利亚房产变得比以往任何时候都复杂。
外国投资法规
与其他一些对外国买家几乎没有限制的国家不同，澳大利亚一直对海外房地产投资者采取监管方式。 2015年12月，随着越来越多的人担心非居民购买者推高价值并将首次购房者定价退出房地产市场，澳大利亚政府出台了新法律，使海外投资者更难以购买澳大利亚房产。
根据新的法律，非居民购买者只能购买新的房产，而不是已建成的房产。
在未事先征得外国投资审查委员会（FIRB）批准的情况下在澳大利亚购买房产的非居民也将面临高达135,000美元的罚款，三年监禁或两者兼罚。
违反这些规定的公司可被罚款高达675,000美元，而帮助外国买家违反这些规定的买方代理商和房地产经纪人也将面临严厉的处罚。
除了这些严格的条件外，想要购买澳大利亚投资房产的外国人必须支付申请费。对于价值低于100万美元的房产，这笔费用为5,000美元，对于超过100万美元的房产，这笔费用为10,000美元。然后，每增加一百万美元的房产价值，就会增加10,000美元。支付此费用并不能保证买家能够购买他们想要的房产。
印花税和外国买家的责任
与此同时，其他监管变化也产生了影响。例如，在购买新南威尔士州的房产时，购买者需要根据购买价格支付印花税（税）。新南威尔士州政府现在还对非居民购买额外征收4％的外国买家税。
作为指南，购买2,000,000美元将吸引95,490美元的印花税和80,000美元的外国买家税 - 共计175,490美元; 500,000美元的购买将吸引290,490美元的印花税和200,000美元的外国买家税 - 共计490,490美元。
住房贷款限制
近年来，立法变化使澳大利亚四大银行，澳新银行，联邦银行，澳大利亚国民银行和西太平洋银行都停止向非居民提供住房贷款。
虽然有一些夹层风格的金融家将提供非居民融资，但这些融资人需要至少40％的存款，并将收取更高的利率，有时高达10％。
我们更高级建议非居民买家在其居住国家组织融资。
Market Overview
The Sydney property market continues to perform strongly, with prices gaining 75% in the past five years, ranking it globally behind only Hong Kong for price growth. In the past year alone prices have risen 13.1% to a median property price of AUD $1,151,565.
Australia has relatively strong population growth for an advanced economy. A large component of this reflects relatively high immigration compared to comparable countries. Higher immigration rates have added to demand for housing, especially as immigrants tend to be young adults.
The property market is currently defined as a ‘sellers-market’ with more buyers than homes available for sale. This high demand is fueling a large number of new developments; however the underlying demand is so strong, that a recent article by The Sydney Morning Herald suggested that even if the population growth stopped, it would take three years to build enough homes in Sydney.
There is little doubt that the Sydney property market offers a solid medium to long-term investment opportunity.
Almost every day. Our global network, Leading Real Estate Companies of the WorldTM sees us connected to over 550 leading agencies in over 64 countries – a true global team.
Our unmatched network provides us with a unique perspective to understand expat and global buyers, and the ability to “translate” the purchase process from your home to ours and to help you understand the process for foreign investment in residential real estate.
The laws around buying Australian property using a foreign income have recently changed, so here’s what non-residents need to do to invest in Australian property.
In recent years, the Australian residential property market has been a popular destination for foreign investors, particularly Chinese buyers. Australia’s economic stability, combined with a property market relatively unaffected by the volatility of speculation, has made Australia a safe choice for these overseas investors.
Legislative changes that took effect in 2015 have tightened the rules surrounding foreign investment in Australia, and it’s now more complex than ever to use foreign income to purchase Australian property.
Foreign investment regulations
Unlike some other countries that place few or no restrictions on foreign buyers, Australia has always taken a regulatory approach to overseas property investors. In December 2015, following growing concern that non-resident buyers were driving values up and pricing first home buyers out of the property market, the Australian Government introduced new laws to make it tougher for overseas investors to purchase Australian property.
Under the new laws, non-resident buyers can only purchase new properties, not established ones.
Non-residents who purchase property in Australia without first seeking approval from the Foreign Investment Review Board (FIRB) also face fines of up to $135,000, three years’ imprisonment or both.
Companies breaching these rules can be fined up to $675,000, while buyers’ agents and real estate agents who help foreign buyers violate these rules also face stiff penalties.
In addition to these strict conditions, foreigners who want to buy an Australian investment property must pay an application fee. This fee is $5,000 for properties valued under $1 million, and $10,000 for properties over $1 million. It then increases by $10,000 for each additional million dollars in property value. Paying this fee does not guarantee that a buyer will be able to purchase the property they want.
Stamp Duty & Foreign Buyers Duty
At the same time, other regulatory changes have also had an effect. For example, on purchasing a property in NSW the purchaser is required to pay stamp duty (tax) based on the purchase price. The NSW government has now also levied an additional 4% Foreign Buyers Duty on non-resident purchases.
As a guide, a $2,000,000 purchase will attract Stamp Duty of $95,490 plus Foreign Buyers Duty of $80,000 – a total of $175,490; a $5,000,000 purchase will attract Stamp Duty of $290,490 plus Foreign Buyers Duty of $200,000 – a total of $490,490.
Home loan restrictions
Over recent years, legislative changes have seen the Big 4 Australian Banks, ANZ, Commonwealth Bank, National Australia Bank and Westpac, all cease to offer home loans to non-residents.
While there are some mezzanine style financiers that will offer non-resident finance, these financiers require a deposit of at least 40% and will charge higher interest rates, sometimes up to 10%.
We higher recommend that non-resident buyers organise their finance in their country of residence.
